Your employees will love the SIHRA®. For high-volume users, it is the best health coverage they will ever have. 100% out of pocket expenses covered is essentially a tax free raise for members who spend their max out of pocket every year. Human Resources will love the retention-rate implications of offering such a competitive healthcare benefit, and will also love the ease of implementation and management. The SIHRA® does not require HR to adjust any existing healthcare plans, contracts, or offerings—it seamlessly bolts on to your existing plans.